CrediaBank

CrediaBank, formerly known as Bank of Attica and Attica Bank, is a banking group based in Athens, Greece, and listed on the Athens Stock Exchange.

CrediaBank SA

Trade name	Attica Bank
Native name	CrediaBank Ανώνυμη Τραπεζική Εταιρεία
Traded as	Athex: TATT
Industry	Financial services
Founded	5 February 1925; 100 years ago (1925-02-05)[1] in Greece
Headquarters	Athens , Greece
Number of locations	78 branches
Area served	Greece
Key people	Konstantinos Herodotou (Chairman) Eleni Vrettou (CEO)
Total assets	€7,167 billion (Q1 2025)
Owners	HCAP (36,2%) Thrivest Holdings (57,6%)[2]
Subsidiaries	Attica Bancassurance Agency S.A.
Website	www.atticabank.gr

History

The Bank of Attica was founded in November 1924 in Piraeus by Andreas M. Spyrakis together with other merchants and industrialists, and started operations in February 1925. In 1964, it was acquired by the Emporiki Bank group of companies and was listed on the Stock Exchange. In June 1997, Emporiki Bank transferred part of its shares to the Public Works Engineers' Fund (TMEDE) and the Deposits and Loans Fund through the Stock Exchange, retaining approximately 17% of the Bank's shares until September 2002, which it then transferred to the Postal Savings Bank.^[3]

During the 2013-2018 period, the Bank issued a Convertible Bond Loan, as well as share capital increases, with the aim of consolidating its balance sheet and completing the restructuring of its operating model.^[3]

In December 2021, Attica Bank proceeded with a share capital increase of €240 million, which was completed with full coverage.^[3]

In April 2023, the share capital increase of €473.3 million was completed with full coverage, with the shareholding structure being as follows: Hellenic Financial Stability Fund with a percentage of 72.5%, National Social Security Institution with a percentage of 7.6%, Pancretan Bank S.A. with a percentage of 5%, Thrivest Holding Ltd. with a percentage of 4.4%, the Public Works Engineers' Fund (TMEDE) with a percentage of 4% and other persons with a percentage of 6.5% of the total shares of the Bank.^[3]

On September 6, 2024, the merger by absorption of the Pancretan Bank by the Bank of Attica was completed.^[4]

In August 2025, the group announced its rebranding as CrediaBank Group, to be implemented later in the year 2025.^[5] A month later, HSBC announced it had selected CrediaBank as preferred bidder for the acquisition of HSBC Malta, marking a new phase of the group's cross-border expansion.^[6]

Companies in the group

CrediaBank is the fifth largest Greek bank and is active in financing mainly small and medium-sized enterprises and in the private market while at the same time, offering a range of deposit, investment and insurance products, mutual funds and stock exchange trading services to its customers.

Attica Bank Assurance Agency S.A.^[7] Its mission is to undertake, directly or through other intermediaries (Insurance Consultants), insurance work on behalf of one or more insurance companies and to find suitable insurance products from the market for Attica Bank customers.

Sustainable and environmentally responsible banking

Attica Bank fully aligns its new strategy with the principles and objectives of sustainable banking, acquiring a clear environmental orientation with particular emphasis on:^[8]

• in establishing environmental underwriting criteria in lending processes.
• in high rates of environmental lending to households and small businesses.
• in mobilizing customers through financial tools to improve environmental impacts.
• in developing environmental and ecological awareness projects not only in the Bank's loan portfolios but also in every aspect of its operation.
• in recording and monitoring the positive or negative environmental impacts of its operation.
• in creating the appropriate organization that will support the entire project.