Financial transaction
Form of agreement carried out between a buyer and seller / From Wikipedia, the free encyclopedia
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A financial transaction is an agreement, or communication, between a buyer and seller to exchange goods, services, or assets for payment. Any transaction involves a change in the status of the finances of two or more businesses or individuals.[1] A financial transaction always involves one or more financial asset, most commonly money or another valuable item such as gold or silver.[2]
There are many types of financial transactions. The most common type, purchases, occur when a good, service, or other commodity is sold to a consumer in exchange for money. Most purchases are made with cash payments, including physical currency, debit cards, or cheques.[3] The other main form of payment is credit, which gives immediate access to funds in exchange for repayment at a later date.[4]