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86 400

Australian bank From Wikipedia, the free encyclopedia

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:86 400 was an Australian neobank.[1] It was founded in 2019 by Robert Bell and Anthony Thomson.[2][3][4]

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It was majority owned by payments company Cuscal.[5][6][7] It gained a licence to operate as an authorised deposit-taking institution in 2019.[8]

In early 2021, after operating for less than two years, it was taken over by National Australia Bank (NAB), and merged into its UBank subsidiary.[9] This was approved by the Australian Competition & Consumer Commission, despite concerns about reducing competition.[10] In October 2021, after the take-over by NAB, Robert Bell stepped down as CEO, to be replaced by Philippa Watson, CEO of UBank, who combined the roles of CEO of both NAB subsidiaries.[4][11] The brand was retired in May 2022,[12] becoming part of the newly rebranded "ubank."

According to NAB, the "visual identity, technology, and innovation capability of 86 400" was adopted by ubank.[13]

The name "86 400" represents the number of seconds in a single day.

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