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Ghana Interbank Payment and Settlement Systems
Government of Ghana agency From Wikipedia, the free encyclopedia
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Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is the national payment infrastructure provider in Ghana. It was established in May 2007 as a wholly owned subsidiary of the Bank of Ghana, with the mandate to implement and manage interoperable electronic payment systems for banks and non-bank financial institutions.[1][2][3]
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History
GhIPSS was created to modernize Ghana's payment systems infrastructure and ensure seamless interbank transactions.[4]
Payment systems and services
e-zwich
Ghana’s national biometric smart card system, designed to improve financial inclusion across ATMs, POS, and banks.[5][6]
Cheque Codeline Clearing (CCC) & Ghana Automated Clearing House (GACH)
Enable bulk processing of cheque and direct credit/debit transactions.[7][8]
gh-link
A domestic interbank switch supporting ATM, POS, online payments, and 3-D secure transactions.[9][10]
GhIPSS Instant Pay (GIP)
Real-time payment platform allowing users to transfer money instantly between banks and mobile wallets.[11][12]
Mobile Money Interoperability (MMI)
Allows cross-network mobile money transactions and transfers between mobile wallets and bank accounts.[13][14]
GhanaPay
A bank-led mobile wallet that enables inclusive access to banking services.[15][16]
Third Party Settlement Service (GTPSS)
Enables interbank settlements for mobile money providers and fintech platforms.[17]
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See also
References
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