National Insurance Act 1946

The National Insurance Act 1946 (9 & 10 Geo. 6. c. 67) was a British act of Parliament passed during the Attlee ministry which established a comprehensive system of social security throughout the United Kingdom.

National Insurance Act 1946

Act of Parliament
Parliament of the United Kingdom
Long title	An Act to establish an extended system of national insurance providing pecuniary payments by way of unemployment benefit, sickness benefit, maternity benefit, retirement pension, widows' benefit, guardian's allowance and death grant, to repeal or amend the existing enactments relating to unemployment insurance, national health insurance, widows', orphans' and old age contributory pensions and non-contributory old age pensions, to provide for the making of payments towards the cost of a national health service, and for purposes connected with the matters aforesaid.
Citation	9 & 10 Geo. 6. c. 67
Introduced by	Labour Party (UK) (Commons)
Dates
Royal assent	1 August 1946
Status: Repealed

A British 1948 National Insurance stamp, once used to collect contributions to the scheme.

The act meant that all who were of working age were to pay a weekly contribution. If they had been paying National Insurance, mothers were to be entitled to an allowance (of 18 weeks)^[1] for each child as well as a lump sum when the child was born. The act however excluded married women. The weekly contributions meant that benefits including sickness benefit and unemployment benefits were able to be offered. Pensions were to offered to men and women at ages 65 and 60 respectively.^[2]

Background

Attlee had campaigned hard in his campaign leading up to the 1945 election for the creation of the welfare state. When elected, he and his administration and adopted Beveridge proposal from 1944 to keep to his manifesto promise.^[1]

Significance

According to the historian Kenneth O. Morgan, the Act constituted "a measure which provided a comprehensive universal basis for insurance provision that had hitherto been unknown".^[3]

See also

• UK labour law
• Welfare state
• National Insurance Act 1911
• Social Security Contributions and Benefits Act 1992
• Timeline of pensions in the United Kingdom