Optima bank

Optima bank, is a banking and financial services institution in Greece, which apart from its full banking license, is also a member of the Athens Stock Exchange. It offers its customers, both retail and businesses, products and services according to their needs.

Optima bank S.A.

Company type	Anonymi Etairia
Industry	Financial services
Predecessor	Investment Bank of Greece
Founded	24 January 2000; 25 years ago (2000-01-24)[1]
Headquarters	Maroussi , Greece
Number of locations	29 branches (2025)[2]
Area served	Greece
Key people	George Taniskidis (Chairman) [3] Dimitris Kyparissis (CEO)
Products	Banking Financial services
Net income	€140.2 mn (2024)[4]
Total assets	€5.55 bn (2024)[5]
Total equity	€620.3 mn (2024)[6]
Owner	Ireon Investments Ltd (8.9%)
Number of employees	575 (2024)[7]
Subsidiaries	Optima factors, Optima asset management AEDAK, Optima leasing
Capital ratio	Common Equity Tier 1 =14.4% (Fully Loaded Basel III)[8]
Website	www.optimabank.gr

Optima bank HQ's are located in Maroussi^[9] of Athens (Aigialeias 32 and Paradissou street).

History

Optima bank was founded on 31 July 2019 through the transfer of Investment Bank of Greece shares to Ireon Investments, a member of Motor Oil Group (Hellas). To strengthen its capital base and support its development strategy, Optima bank implemented a share capital increase in 2021 along with utilizing other financial instruments such as the issuance of a convertible bond loan in 2022.^[10]