Varma Mutual Pension Insurance Company

Varma Pension Insurance Company (Finnish: Keskinäinen työeläkevakuutusyhtiö Varma) is a pension insurance company in Finland.^[3][4] Varma manages statutory TyEL insurance for employees and YEL insurance for the self-employed and statutory vocational rehabilitation and services relating to predicting and managing work ability risks. Varma is a mutual company and its head office is located in Salmisaari, Helsinki.^[5]

Varma Mutual Pension Insurance Company

Ruoholahti from a hot air balloon in 2010. Varma's main office in Salmisaari is in the foreground.
Company type	Mutual company
Industry	Insurance services
Founded	1998 [1]
Headquarters	Helsinki , Finland
Key people	Risto Murto (CEO), Jaakko Eskola (Chairman of the Board)
Revenue	€10,485.6 million (2021)[2]
Operating income	€5,586.5 million (2021)[2]
Net income	€6.8 million (2021)[2]
Total assets	€45,962.0 million (2021)[2]
Number of employees	527 (2021)[2]
Website	https://www.varma.fi/en/

In 2021, Varma paid out pensions in the amount of 6.2 billion euros to 346,000 people, and at year-end 571,229 people were insured with Varma.^[2] In terms of turnover, Varma was the twelfth-biggest company in Finland in 2020.^[6] In 2021, Varma was one of the largest real estate investors in Finland.^[7]